Explore Business LoansWorking CapitalInvoice FinanceMerchant Cash AdvanceAsset FinanceCard Machines
Your business is unique, and your funding should be too. We help UK businesses explore flexible funding solutions designed around their individual circumstances — from our network of finance providers. Taking card payments? We can find you the right card machine and rates too.
No two businesses move in the same orbit. Cash flow, seasonality, growth plans and the way your customers pay all shape what kind of funding makes sense.
Whether you need working capital, a business loan, invoice finance, merchant cash advance or asset finance, we take time to understand your business and help you explore suitable options from our network of finance providers. And because many of our clients take card payments, we can help you review your card machine and transaction rates too.
Options matched to your circumstances, not a one-size-fits-all product.
Loans, invoice finance, cash advances, asset finance and more.
A short enquiry, clear explanations and no jargon.
One point of contact from first call to completion.
We've built One Orbit Funding around the two things UK businesses ask us about most: access to the right finance, and taking card payments at a fair price.
From a lump-sum loan to funding that flexes with your card sales or invoices, we'll help you explore suitable options.
Get Business FundingReliable card machines and payment terminals with competitive transaction rates for retail, hospitality and service businesses.
Simple. Flexible. Business-focused. Explore the products we can help you access.
A lump sum to invest in growth, stock, refurbishment or new opportunities, repaid over an agreed term.
Learn moreKeep day-to-day operations running smoothly — cover wages, suppliers and seasonal dips in cash flow.
Learn moreAn advance repaid as a small percentage of your future card takings, so repayments move with your sales.
Learn moreRelease cash tied up in unpaid invoices instead of waiting 30, 60 or 90 days to get paid.
Learn moreSpread the cost of vehicles, machinery and equipment so you can keep cash in the business.
Learn moreCard machines, payment terminals and competitive transaction rates for businesses of all sizes.
Learn moreWe keep the process clear and straightforward, so you can stay focused on running your business.
Complete our short enquiry or give us a call. Tell us what you need, how much, and a little about how your business trades.
We review your circumstances and help you explore options from our network of finance providers, explaining each one in plain English.
Choose the option that suits you and we'll support you through the application — or with card machine setup.
We're not here to push a single product. We're here to understand what your business needs and help you find a route that works.
We look at how you trade — your turnover, card sales, invoices and plans — before suggesting anything.
One enquiry helps you explore options from a range of finance providers, rather than approaching each yourself.
We explain costs, terms and how repayments work in plain English, so you can make an informed decision.
Review your card machine and transaction rates at the same time as exploring funding — one conversation, one contact.
Speak to a dedicated contact by phone, email or WhatsApp — someone who knows your enquiry inside out.
From high-street shops to growing trade businesses, we help a wide range of sectors explore funding and payment solutions.
Pick the form that fits what you need. Answer a few quick questions and we'll come back to you with options that suit your business. It takes about 60 seconds.
Straightforward answers to the questions we hear most often.
No. One Orbit Funding is an independent business funding introducer. We help you explore options from our network of finance providers. The lender or provider makes the final decision and sets the terms.
It depends on the product and on your business — things like turnover, time trading, card takings, invoices or the asset being financed. Tell us what you need and we'll help you understand what may be achievable.
Making an enquiry with us doesn't affect your credit score. If you decide to proceed, a provider may carry out credit checks as part of their application process, and we'll let you know before that happens.
For business funding we work with UK limited companies, PLCs and LLPs. Card machines and payments are available to all UK businesses, including sole traders and partnerships. Our clients work across many sectors, including retail, hospitality, trades, transport and professional services.
Yes. Alongside business funding, we help businesses find card machines and payment terminals with competitive transaction rates. Many clients review both at the same time.
We may receive a commission from the finance or payment provider if your funding or service goes ahead. If any fee is payable by you, we'll always tell you clearly before you proceed.
Tell us what you need and we'll help you explore suitable options — simple, flexible and business-focused.
